Instant Personal Loan for Debt Consolidation Online - Ayaan Finserve India

Avail Debt Consolidating Personal Loan

Are you struggling with high-interest credit cards or personal loans?

A smart solution is to combine them using a personal loan for debt consolidation – one payment, less stress. Even CIBIL defaulters with improving scores may qualify.

Stop juggling multiple EMIs and payment dates. Simplify debt management with one easy-to-track loan. It's the smarter way to regain control of your finances.

[Loan Features, Eligibility Criteria & Requirements]

Zero Foreclosure Charges

For CIBIL Defaulters (500+)

100% Online & Transparent

What is debt consolidation?

Debt consolidation combines high-interest debts—like credit cards and personal loans—into a single loan, such as a credit consolidation loan, with:

• One EMI instead of 5-6 payments

• Lower interest rates (save up to 12% vs credit cards)

• Fixed repayment timeline

How can a personal loan help with debt consolidation?

With one of the best personal loans for debt consolidation from AFI, even CIBIL defaulters with 500+ scores can reduce financial pressure and simplify monthly budgeting.

Instant Personal Loan for Debt Consolidation

Need one loan to replace all your debts?

AFI offers instant personal loans that can be used for debt consolidation, helping you streamline multiple payments into one:

Simple, Hassle-free Process

a. Register and Select Your Product: Choose the loan option that best suits your needs after registering on the AFI website at afiloans.co.in.

b. Upload Files: Share the necessary paperwork required for verification - including your PAN, Aadhaar, and salary slips.

c. Fast Approval & Disbursal:Get your instant personal loan approval in just 30 minutes and have it deposited straight into your bank account shortly.

Benefits of consolidating multiple debt into one

• Simplified Repayments:

One large credit consolidation loan payment will improve your ability to manage your money and reduce the risk of missed payments and late fees.
• Reduced Interest Rates:

If you're using a personal loan to pay off credit card debt, you may be eligible for lower interest rates – depending upon your consolidation strategy.
• Improved Credit Score:

Your credit score can be improved significantly by navigating debt consolidation with consistent, on-time payments.
• Debt-Free Date:

By combining several debts into one - you can establish a clear timeframe for becoming debt-free.
• Stress Reduction:

No more multiple lender follow-ups – especially helpful if you're a CIBIL defaulter managing multiple overdue accounts.