Medical Emergency Personal Loan - Ayaan Finserve India

Benefits of choosing our Personal Loan for Medical Expenses

• • Quick Access to Funds

  Medical emergencies can't wait. AFI's fast 30-min approval and instant disbursal ensure you get funds with our emergency medical loan – so you can focus on treatment, not finances.

• • No Collateral Required

  Get funds without risking your assets. AFI personal loans require no property or gold pledges - just simple eligibility criteria for quick approval.

• • Single Bullet Repayment

  Opt to pay the entire amount at tenure end. Ideal when expecting future funds like bonuses or investments maturing

• • Simple Eligibility

  Salaried professionals earning ₹30K+ monthly with 500+ credit score qualify easily. Minimal checks mean faster approvals.

• • Custom Loan Amounts

  Borrow exactly what you need (₹5,000–50,000) as a medicines, or procedures – no unnecessary debt.

• • Credit Score Benefits

  Timely repayments improve your credit history. Build a stronger financial profile while handling medical needs

• • Minimal Documentation

  Get an instant loan for medical emergency with just basic ID, address, and income proofs. Our digital process removes paperwork hassles during stressful times.

• • Personalised Support

  Our loan experts guide you at every step. Get assistance from application to repayment, whenever you need help.

Eligibility & Requirements

• Age : 21+ years
• Employment Type : Salaried only
• Monthly Income : ₹30000+
• Credit Score : 500+ min
• Nationality : Indian Resident
• Banking: Salary credit to bank account mandatory
• Job Stability: 1+ year overall employment
• Documents: PAN Card + Aadhaar Card

Residence Proof : Driver’s license, voter ID, passport, utility bill, postpaid bill, or loan welcome letter

Income Proof : Last 6 months’ bank statements and 3 months’ salary slips

Employment Proof : Employee ID + Office Email

Additional : 1 Passport Photo, 2 References (Official + Family), Form 16/26AS (if available)

Our Loan Application & Approval process

1. Sign Up Mobile/Website:

Begin your AFI website by visiting afiloans.co.in

2. Choose Product and Fill in the Details:

Pick the loan option that fits your needs, then complete the form with your correct personal and financial details.

3. Upload Documents:

Make sure all information is accurate and compliant by submitting the required supporting documentation online for the company to verify.

4. Amount Credit to Bank Account:

Upon successful verification and approval, the sanctioned loan amount will be swiftly disbursed directly into your designated bank account.

More on Medical Loan

What is a medical loan?

A medical loan, sometimes referred to as a loan for medical treatment - is a personal loan intended to assist with both anticipated or emergency medical expenses. Such loans can cover a variety of treatments and procedures, including prescription drugs, hospital bills, surgery, and post-treatment care.

Why choose personal loan for medical emergencies?

You can easily obtain a personal loan for medical emergency. This is ideal for urgent medical situations where money is needed right away. These loans are available online, and you can apply for them and get the money credited to your account quickly.

Can I foreclose/pre-pay the medical emergency loan at Ayaan Finserve India?

Yes, you can repay the loan early by logging into our website and making the payment there.

Do you consider the loan application if my CIBIL score is lower than 500?

No. AFI doesn’t give away personal loans to profiles with a credit score less than 500. It is advisable to work on improving your credit score first, which can lead to many financial benefits in the long run.

Ready to get started?

Apply in minutes and get funds fast - no hidden steps, no hassle.